Hi, Sarah - I see you are a home girl, LOL! I'm in the same city. You may be able to get low-cost dental care from UCLA or another local dental school - your hubby may also be able to get his hip surgery done at a reduced rate at a medical school. You can also join Ameriplan at http://www.BenefitsByRosie.com and that will get your entire household discounts of up to 80% on healthcare...and if you're interested in being a work-from-home mom like me, check out http://www.iboplus.com/40466086. Good luck! - Rosie